Office Financial Philosophy
Macomb Orthodontics beliefs in its aim to provide affordable and high-quality treatment to every patient while avoiding unnecessary financial stress. We offer a few payment options to achieve our goal and meet your needs the best we can.
0% Interest In-Office Plans
We make things easy by dividing the total cost into monthly payments with a 0% interest policy. This is a great option for patients who are holding back on their dental treatments due to the cost. Now you don’t have to pay it all up-front as we start most cases with a low down payment.
Our in-office 0% interest payment plan works with insurance as well. If you have orthodontic insurance, the estimated insurance amount is deducted from the total costs while the remaining amount gets spread over treatment milestones.
Moreover, you don’t have to go through the hassle of payment reminders. We will also set up auto-debit for your checking or savings accounts or major credit cards. The transaction will be automated for your ease at no extra charge. You’ll also receive monthly in-office payment arrangements via email statements. We take great pride in offering such financial services to our valued patients.
CareCredit is also accepted for patients who prefer third-party financing for their treatment. Our CareCredit plan requires no down payment and extended payment options for up to 60 months, making your monthly payments as low as possible. You can apply for this payment option by clicking the CareCredit logo below.
We want our patients to realize the full benefit of their insurance plans that’s why we work with them and help them the best we can. Our financial practice includes having the insurance company pay us directly as a payment on your account. This simple practice reduces the patient portion of the account due and helps out both parties. Our insurance experts handle all the billing and follow-up related to the orthodontic care you receive at our office.
We help you to get the maximum benefit out of your insurance without getting stuck on the overwhelming insurance jargon.
Generally, insurance policies offer a lifetime orthodontic benefit. It is a little different than regular dental insurance. We recommend reading your insurance policy carefully before coming for your new patient consultation appointment. Please make sure to fill out insurance questions on our patient forms so we can help you in filing your insurance. You can download the patient forms online on our website to save time.
Please note that orthodontic insurance is a benefitting contract between you and your insurance provider. If your benefits change due to any circumstances during the treatment period, the financially responsible party is liable for all costs due.
Flex Healthcare Spending Accounts
Most companies nowadays are offering their employees the benefit of a tax-free healthcare flex account for the following year. There is a growing number of patients who are opting for this plan. We accept treatment plans for the upcoming year and accommodate our patients accordingly.
If you have any questions regarding how this works, we are more than happy to offer you a complimentary consultation. You can discuss whether you or your child can be eligible for orthodontic treatment in the coming year. Our consultation will also assist you in financial planning for the next year’s flex account.